SSS Loan

When members of the Social Security System in the Philippines talk about SSS loan, we usually generally speak about salary loan but as a member, you need to understand more about this matter so we speak more about the types of SSS loans you can avail upon application to any of the nearest branch in your area be it that you are a self-paying member, employed or not employed.

3 Types of SSS Loan

There are basically just 3 major types of SSS loan any updated paying member can avail of upon reaching a qualified status as a paying SSS member. Basic requirement is that you have to have at least 36 contributions. If you are interested to avail of any the SSS loans we are listing below,  it is suggested that you first make either an online inquiry (for those with existing online account password and username) or go straight to the nearest SSS branch.

1. Member Loans – Being a qualified member, you have 3 options covered in this type of loan namely, salary, calamity and emergency loan.

2. Housing Loans – This type of SSS loan covers individual housing, housing for OFWS, housing development, house repair, pari-passu, corporate housing program, apartment for dormitory, housing for Workers Organization members, assumption of mortgage and direct housing development. For inquiries on how to avail, requirements of application, inclusive and exclusive loan availment on any of these categories, ask the SSS customer service in your nearest branch.

3. Business LoansThis specific SSS loan covers financing program for vocational and technical school, industry loan program, tourism projects, financing program for educational institution, hospital financing program, SSS special financing program and the SULONG program. For more information regarding these types of loans covered under the business loan, please go to the nearest SSS office near your area.

Please note that this information was taken from the official website of the SSS. If  you want to visit them online to see more, you may do so  here –

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13 Responses to SSS Loan

  1. chritopher c. pal says:

    this is my first time

  2. chritopher c. pal says:

    salary loan

  3. Jack says:

    dear sss, sir mam dba po kya tyo nglalagay ng benificiary. ng bwat member. pra sya ang lihitimung. my karapatan. at walang cnu man bkt ganun pohhngang ngyn pinahhrapan kme. kht ilan nging asawa ng tty ko kung hnd cxa benificiary wala cxang karapatan db po????????

  4. mitch says:

    hi, i would like to avail the housing loan..the house i am in is under pag-ibig and i would like SSS to cover it since I am unable to pay it for quite sometime now. I dont want my house to be foreclosed and Pag-ibig is not giving me any option for me to pay. Can you help me? Thanks


    Good Morning!

    Can I have a Summary of Loan remitted by my previous employer.
    My current employer required me a summary so that they will start to deduct to my salary.
    Kindly email me. Your land line is too much busy all day long.
    EUGENIA D. DELA CRUZ Department Manager II SSS – Member Relations Department emailed me but she did not attached the summary of Loan remitted.
    Hoping for your immediate response.

    Thank you,

    Katherine Cruz
    Member SSS
    SSS # 34-0251118-1
    Name Katherine Frias Cruz
    Bday July 22,1982

  6. Nathaniel Jerome Tellez says:

    I’m 48 y/o with stable job. I was wondering if I can still avail of the housing loan? I’m a member since 2009. Many thanks..

  7. mikechial m. moris says:


    Gusto ko sana malaman kung illegible ako for Housing loan. I am a member for more than 10 years na. paki email po ang mga detalye on how to avail the loan.

    Mikechial Magbanua Moris

    April 20, 1972

    03-9444785-8- member since 1988


  8. carlo magno pacarat says:

    good evening,
    Curious ako sa business loan, kaso nung pumunta ako sa Bacolod sss and ask them paano ako maka avail, sabi nila wala daw sila ganyan, doon daw ako mag apply sa banko.
    So anu pala silbi ng business loan nyo?

  9. Darriane Gonzaga says:

    To whom it may concern,
    Good day! I am Darriane Gonzaga working at Convergys Phils Services, I would like to ask when can I apply for a salary loan.. The last time I checked online there is a notation there that no six months contributions for the last six months, where in I already completed the six months but then the recent post that appear was January 2014. I also completed the 36 required months. And I would like to know where can I possibly apply?

    p.s. I can’t access now my account online, due to the error message.

  10. sherylyn says:

    how to see my loan balance thru online inquiry?tnx

  11. wilfredo p. marcos says:

    To whom it may concern,

    Good day! I am Wilfredo P. Marcos working here at ASSISTCO Energy and Industrial Corporation as a Project Engineer would like to inquire about my outstanding loan that I incurred before and I already forgot the date and time I avail of that loan, as I am trying to make another loan from our office told me that I didn’t have any balance left so I make another application for the said loan and only this time I known that I still had that loan before, would you care enough to furnish me with the total amount I incurred and what date was my activated loan should be paid?
    Thank you very much and I want my obligation to be paid on monthly amortization so that I can avail next time again.

    Respectfully yours,
    Wilfredo P. Marcos

  12. esthrelita roncales says:

    walang kuwenta ang sss online ninyo.

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